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Orchune
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Personal finance workspace

Personal finance, kept in good order.

Orchune gathers daily spending, accounts, shared ledgers, investments, and net worth into one quiet workspace — and lets an AI assistant manage it in natural language, so your money feels structured, not scattered.

Start organizing

Begin with everyday bookkeeping, then grow into accounts, ledgers, and reports at your own pace.

Net worth, at a glance

Personal
Net worthLast 6 months

$34,920.18

+4.2%vs. last period

Net worth trend over the last six monthsA steady upward trend in net worth across the last six months.
JanFebMarAprMayJun
Accounts
  • Checking$5,240.18
  • Credit card−$1,280.40
  • Savings$30,960.40
AI analysisShared ledger
Core capabilities

Put every financial detail where it belongs

Focused tools for real bookkeeping and review — clear enough to keep using for years.

  • 01

    Transactions

    Record income, expenses, and transfers with categories, payees, status, and notes — then filter, search, and batch-edit to keep your records clean.

  • 02

    Accounts

    Manage cash, bank cards, credit cards, and digital wallets with balances, bills, and archived accounts — every account in one structured place.

  • 03

    Reports

    Review income and expense trends, category breakdowns, frequent merchants, large transactions, net worth over time, and AI-assisted analysis.

  • 04

    Shared ledgers

    Use shared ledgers to organize transactions across Personal, Business, and Family contexts — collaborate without mixing everything together.

  • 05

    Investments

    Track stock, option, and fund positions: cost basis and gains computed on average cost, with buys, sells, dividends, and fees recorded — then rolled up into market value, total return, and rate of return across currencies.

  • 06

    AI assistant · MCP

    A built-in MCP server lets AI assistants like OpenClaw and Hermes record an expense, log income, transfer between accounts, or look up accounts and categories — from a sentence, a payment screenshot, or a bill file — authorized by your own access token.

Sample category breakdown · last 30 days
  • Housing34%
  • Food & dining22%
  • Transport16%
  • Shopping14%
  • Other14%
A closer look

See where the money actually goes

Category breakdowns turn a month of scattered transactions into a clear, ranked picture — the same calm structure across every report.

AI-friendly

Hand the bookkeeping to your AI assistant

Orchune ships with a built-in MCP (Model Context Protocol) server that connects securely to AI assistants like OpenClaw and Hermes. A sentence, a payment screenshot, or a bill file — the agent reads it and calls the tools to record, transfer, or query your finances, while you stay in control of access and the full picture.

  • 01

    A sentence — or a screenshot

    Type it in plain words, or just drop in a payment screenshot or a bill file. The AI reads the amount, merchant, and date, then logs the expense, income, or transfer with the right account, category, and payee.

  • 02

    Ask anything

    Let the AI read your accounts, balances, categories, and past merchants to answer questions like "how much did I spend on food this month?"

  • 03

    Open, standard protocol

    Built on Anthropic's open MCP standard — compatible with OpenClaw, Hermes, and any MCP-capable client. Connecting takes a single access token.

  • 04

    Secure and in your control

    Authorized by your own access token, revocable anytime. Read tools never change data, and every write stays attributed to you.

Questions

Everything you might ask first

What is Orchune?
Orchune is a modern personal finance management platform for individuals and families. It brings multi-account management, fast transaction recording, financial reports with charts, shared ledgers, investment records, and net-worth tracking into one calm, organized workspace.
What types of accounts can I manage?
You can track bank accounts, bank cards, credit cards, cash, and digital wallets — with balances, bills, and archived accounts — so every account stays in one structured place.
Can I record and search transactions quickly?
Yes. Record income, expenses, and transfers with categories, payees, status, and notes, then filter, search, and batch-edit transactions to keep your records clean over time.
Does Orchune support shared ledgers for families or businesses?
Yes. Shared ledgers let you organize transactions across Personal, Business, and Family contexts and collaborate without mixing everything together.
What do the financial reports show?
Reports cover income and expense trends, category breakdowns, assets and liabilities, frequent merchants, large transactions, net worth over time, and AI-assisted analysis.
Can I track investments and net worth?
Yes. The investment module tracks stock, option, and fund positions — cost basis and gains on an average-cost basis, with buys, sells, dividends, and fees recorded, then rolled up into market value, total return, and rate of return. It all feeds the net-worth picture alongside your accounts.
Can an AI assistant manage my finances?
Yes. Orchune includes a built-in MCP (Model Context Protocol) server. Connect an AI assistant such as OpenClaw or Hermes and you can record an expense, log income, transfer between accounts, or look up accounts and categories — in plain language, or by simply sending a payment screenshot or a bill file. Just generate an access token in settings and configure it in your AI client — every write stays attributed to you.
Is Orchune available in Chinese and English?
Yes. Orchune is fully bilingual in English and Simplified Chinese (简体中文), with the entire interface and reports available in both languages.
Is it free to start?
You can start with everyday bookkeeping right away and expand into accounts, ledgers, reports, and investment tracking at your own pace.
Get started

Start building financial order.

Record one transaction today, then grow into accounts, ledgers, reports, and investments at your own pace.

Get started